About the role
- This is a highly visible
- Lead Software Engineer role supporting a core loan agency technology ecosystem during a period of significant modernization. In this role, you’ll help rebuild and standardize integrations around a critical vendor platform while contributing at both the hands‑on engineering and technical leadership levels. You’ll partner closely with peers and stakeholders to modernize a complex, long‑standing environment—upgrading core platforms, redesigning integrations, and applying consistent engineering patterns that improve resiliency, scalability, and long‑term maintainability. This is an ideal opportunity for a technically strong engineer who enjoys solving complex problems, influencing standards, and helping shape the future state of an enterprise platform. Primary Responsibilities
- Develop, enhance, and modernize applications while coaching other team members and working independently within approved Software Development Life Cycle (SDLC) processes, ensuring solutions meet business needs and minimize risk through clean, resilient code.
- Design, build, and maintain backend services and REST APIs, with exposure to modern front‑end technologies (e.g., Angular) as part of an integrated solution. Review, approve, and oversee design proposals and pull requests, ensuring changes align with architectural standards, security expectations, and change‑management requirements.
- Establish and reinforce consistent integration patterns and development standards across a complex ecosystem that has evolved over many years. Author organized, efficient, secure source code at an expert level in at least one programming language (e.g., C#/.NET) and provide guidance to team members on data structures, algorithms, and implementation approaches. Oversee source control management activities, including reviewing contributions and merging code into the production deployment path. Review testing strategies and code coverage to ensure comprehensive validation, and coach others on opportunities to improve test quality and reliability.
- Drive adherence to best practices for performance testing, resiliency, optimization, and DevOps tooling, including CI/CD pipelines and automated scanning. Review and approve requirement plans on behalf of the team, partnering with delivery and business stakeholders to ensure completeness, accuracy, and feasibility. Serve as a key technical partner across teams, proactively identifying opportunities for continuous improvement where architectural or technical concerns exist.
- Contribute to application architecture, engineering practices, and pattern evolution, including presenting at architecture peer groups and review boards.
- Communicate architecture, progress, risks, and challenges clearly to both technical and non‑technical stakeholders. Present team accomplishments in internal forums and contribute to internal knowledge sharing (e.g., blogs, presentations). Understand and adhere to the Company’s risk and regulatory standards, policies, and controls; identify and escalate risk‑related issues as appropriate.
- Promote an environment that supports a culture of belonging and reflects the M&T Bank brand. Maintain internal control standards, including timely implementation of audit findings and regulatory items, as applicable. Perform other related duties as assigned. Education and
- Experience Required Associate’s degree and a minimum of 7 years’ systems analysis and/or application development work experience or Bachelor's degree and a minimum of 5 years' systems analysis and/or application development work experience. In lieu of a degree, a combined minimum of 9 year’s education and/or relevant work experience, including a minimum of 5 years’ system analysis and/or application development work experience. Expert proficiency in a minimum of 1 relevant programming language and professional proficiency in a minimum of 1 additional relevant programming language.
- Strong experience with C# / .NET based application development
- Experience building and supporting RESTful APIs and service‑based architectures
- Familiarity with DevOps practices, CI/CD pipelines, and automated quality/security scanning Exposure to modern front‑end frameworks (e.g., Angular) Education and
- Experience modernizing or standardizing integrations within a complex or legacy environment Loan agency or vendor platform experience (e.g., Loan IQ, Finastra products) is a plus but not required Expert analytical skills specific to application development
- Experience working in a collaborative, team‑based environment Ability to work autonomously while managing multiple complex initiatives
- Strong organizational, time management, and communication skills
- Experience leading projects or initiatives and partnering with multiple technology and business stakeholders #LI-KB3 M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $128,100.00 - $213,500.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location Wilmington, Delaware, United States of America Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people’s lives and uplift the communities we serve. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values – integrity, ownership, collaboration, curiosity, and candor – drive the work we do. We seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members. View M&T’s Human Capital Report to learn more. Ready to join our team? Submit your application today! If you are unable to apply through this site due to technical issues or need an accommodation to apply, please contact us at careersitesupport@mtb.com for assistance. M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws. M&T Bank Corporation has policies and procedures in place to promote a drug free workplace. Career Site Privacy Notice